Financing Opportunities

Financing Opportunities

CISA Emergency Farm Fund
The CISA Emergency Farm Fund was established in partnership with Whole Foods Market, Equity Trust and individual donors in response to  the damages suffered by farms in western Massachusetts due to Hurricane Irene. It opens only in response to emergencies affecting multiple farms.

Massachusetts Drought Emergency Loan Fund
In response to the ongoing drought throughout much of the state, Governor Baker has authorized a drought emergency loan fund administered by the Massachusetts Growth Capital Corporation. Loans of $5,000 to $10,000 are available to farms suffering losses related to drought conditions. The program is currently expected to run through March 2017.

Farm Credit East
Farm Credit is a cooperative bank owned by its member farmers, which offers loans and other business services to farms. Farm Credit has local branch institutions in each state, and Farm Credit East serves our region. The FarmStart program assists new farmers and farm cooperatives with an operating line of credit up to $50,000.

PVGrows Loan Fund
PVGrows is looking for committed entrepreneurs with well-researched plans to develop facilities or activities which expand the market for Pioneer Valley-grown agricultural products, such as post-harvest handling, processing, marketing, or distribution.

The Carrot Project
The Carrot Project has a thoughtful list of farm financing resources, and has recently launched a microloan program in Southern New England.

Sprout Lenders
A Boston area investment club making small loans to farmers, producers, and food system entrepreneurs that serve the greater Boston area.

USDA Farm Service Agency Farm Loan Programs
FSA’s farm loan programs are a valuable resource to establish, improve, expand, transition, and strengthen your farm or ranch. FSA has a variety of different farm loan programs which include farm operating loans, farm ownership loans, emergency farm loans, guaranteed farm loans, rural youth loans. The Microloan Program offers operating loans with a shortened application process and reduced paperwork designed to meet the needs of beginning farmers and smaller family farms. The FSA Emergency Farm Loan program is made available when a natural disaster is designated by the Secretary of Agriculture for producers who have suffered qualifying farm related losses as a result of the disaster (it is currently open for drought-related losses in western Massachusetts and other affected areas).

Whole Foods Market: Local Producer Loan Project
Whole Foods Market is providing low-interest loans to independent local farmers and food artisans in order to fund expansion and capital expenditures.


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